Finland

The same handful of providers cover most of Northern Europe, but the fees, the account details you receive, and who they will accept differ by market. Start with the country you are actually incorporated in.

Bank accounts

How to open a Finnish business bank account

A Finnish Oy is not legally required to hold a business account, and Finland has been IBAN-native for years, so a foreign account is barely a handicap. Here is what a Finnish IBAN still buys you, which providers issue one, and how Vero pays refunds.

Read the guide

Compare the providers

Provider	Opening fee	Monthly fee	Local account number	Best for
Revolut Business	Free	€10 – €135/month	No	Multi-currency operations
Wise Business	€60one-off	Free	No	Cheapest currency conversion
Holvi	Free	Free – €50	Yes	Finnish and German solo businesses

Prices checked 5 September 2026.